When I was younger, I never thought about the value of getting life insurance in Canada. My life seemed relatively simple and like most young people, I thought I would live forever. My family finances have always been comfortable; we have everything we need plus a handsome savings account. It took me by surprise when my wife asked me about life insurance. She wanted to know how she would be able to continue to support herself and our children if anything ever happened to me. I gave this notion some thought. As the sole bread winner in the family, if I died and was no longer able to provide income for the family, they wouldn’t have any money to live on. Read all post…

BMO Insurance’s Easy One application is sold directly by BMO Insurance and is not available via its independent broker channel. The plan provides lifetime protection and immediate coverage. The insured must answer a health declaration verifying that they do not have a serious illness. The coverage amounts are $2,500, $5,000, $10,000 and $15,000.

There are no distinctions in the pricing between smokers and non-smokers.

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One of the basic laws of economics is that there are price savings to be found when you buy in bulk. The same rule applies when there are a large number of people who combine their purchasing power to order a particular item at a “group rate.”   In the world of brick and mortar, it takes a warehouse membership store or a retailer the size of WalMart to stock items in sufficient quantity to keep prices low. But

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Many group insurance policies in Canada include a Best Doctor Benefit. This allows employees covered under a health insurance plan, including their dependents, to benefit from this service. The service enables members who are faced with a serious critical illness condition to obtain guidance on their diagnosis and treatment from the world’s top physicians — regarded by their peers as experts in their field.

Best Doctors was founded in 1989 by doctors affiliated with the Harvard Medical School. They continue to give the insured access to the expertise of top physicians in over 400 sub-specialties of medicine in the United States, Canada and around the world.

How can Best Doctors help?

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